I have an interest-free overdraft on my current account. It's really useful because it means I can pay for things here and there when I don't have any money remaining to do so.
My interest-free overdraft allows me to buy my shopping each month before I get paid, which is handy because the shops are quieter then and there are some better deals around that time!
As soon as I get paid, I repay my interest-free overdraft. On some occasions, however, I won't have enough money to repay it in full. But that doesn't matter - because my overdraft is an interest-free overdraft! Woo!
Next month, I'm planning to buy a sofa with my interest-free overdraft, I need one because I broke my last one while having a huge party.
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